don't use it, i saw like 3 different stories about this on the news and yahoo. if you use it the bank will find out and there's a law for it or something, i forgot. you can go to jail for a long time so i highly suggest you don't. the banks gunna' find out sooner or later so i would tell them, they'll probably honor your character or something lmfao.
edit : the crimes count as 2 felonies : -theft of lost property -receiving stolen property.
link : http://articles.philly.com/2012-07-29/news/32907393_1_bank-account-joseph-bucci-bank-teller
be careful lol.