I'm not really good with words, so let's just go in:
In my opinion, you should never fully rely on templates. I use them because I have no circle of people who I can trust to give honest advice. Downside of where I live, not many people are interested in the whole game. @Mincst appears to have a good circle he can preview pieces to, so he shouldn't be posting mockups to the mass public. in order to preserve the surprise factor. I really don't like to, either, which is why I've been trying to fix the situation.
The whole point being, you shouldn't rely on them. These should only be used as preview material inside your circle of friends and family who aren't going to BS you on a design. If you haven't got anybody like that, find some.
Hope I made sense with all this. Like I said, I'm not good putting ideas down on paper or keyboard/monitor.